Dear shareholders,

We would like to express our sincere gratitude for your continued interest, support and strong belief in the future of KB Financial Group Inc.

We would like to provide an opportunity to our shareholders to recommend potential non-executive director candidates on a regular basis so that we may take into consideration the opinions of our shareholders and ensure a transparent and objective appointment process for non-executive directors of KB Financial Group Inc.

Guidelines for shareholder recommendation of potential non-executive director candidates are as follows:

Guidelines for Shareholder Recommendation of Potential Non-executive Director Candidates

Interested shareholders may each recommend one potential non-executive director candidate once a year to help us create a pool of potential candidates.  

· Qualifications of participating shareholders:  Shareholders who have voting rights at the annual general meetings of shareholders of KB Financial Group Inc.

· Number of potential candidate:  One potential non-executive director candidate per qualifying shareholder per year.

· Qualifications of potential non-executive director candidates:

- Expertise and knowledge in the areas of banking, accounting, finance, law/regulation, risk management or HR/IT; and

- No disqualification as a non-executive director under the Corporate Governance Code and the Financial Holding Company Act.

· Recommendation submission period:  January 1 - October 31 of each year

For example, shareholders who have voting rights at the annual general meeting of shareholders in March 2015 may submit a recommendation by October 31, 2015.

· Method of submission:  Please fill out the Recommendation Form for Potential Non-executive Director Candidates of KB Financial Group Inc. (see Attachment 1) and submit it to the designated person at KB Financial Group Inc.  

- Address:  7th Floor, Kookmin Bank, 26, Gukjegeumyung-ro 8gil, Yeongdeungpo-gu, Seoul, Korea

- Designated Person:  Person in charge of shareholders' meetings at the IR Department,  KB Financial Group Inc.

· Required documents:

- Recommendation Form for Potential Non-executive Director Candidates of KB Financial Group  Inc. (see Attachment 1)

Note: The potential candidate so recommended has to provide a signature of consent.

- Consent Form for Collection/Use/Provision of Personal (Credit) Information (see Attachment 2)
(one copy from the shareholder submitting the recommendation and one copy from the potential candidate)

- Share certificate of the shareholder submitting the recommendation, such as a balance certificate

· Following assessment by the advisors for the appointment of non-executive directors and the Non-executive Director Candidate Recommendation Committee, the potential non-executive director candidates recommended during the submission period mentioned above are eligible to be recommended as non-executive director candidates for shareholder approval at the annual general meeting of shareholders held in the following year.

· For each non-executive director candidate recommended for shareholder approval at the annual general meeting of shareholders, the personal information of shareholder(s) who had recommended such candidate and the relationship between the candidate and the recommending shareholder will be publicly disclosed.

· Other remarks:

- Documents submitted will not be returned.

- If a potential candidate is recommended as an official candidate, the candidate in question will be notified separately.
No notification will be made for potential candidates not recommended as official candidates.

Shareholder Recommendation of Potential Non-executive Director Candidates for the 2015 Annual General Meeting of Shareholders

Interested shareholders who wish to help us create a pool of potential non-executive director candidates who will be considered for nomination and appointment at the annual general meeting of shareholders in March 2015 are requested to submit their written recommendation to the designated person at KB Financial Group Inc. by 18:00, January 23, 2015 (Friday).

· Qualifications of participating shareholders:  Shareholders who have voting rights at the 2015 annual general meeting of shareholders of KB Financial Group Inc.

· Recommendation submission period:  To be valid, recommendations must be received by the designated person at KB Financial Group Inc. by 18:00, January 23, 2015 (Friday).

· The potential non-executive director candidates so recommended during the submission period mentioned above are eligible to be recommended for shareholder approval as non-executive director candidates at the 2015 annual general meeting of shareholders following assessment by the advisors for the appointment of non-executive directors and the Non-executive Director Candidate Recommendation Committee.

· Other details are as described in the “Guidelines for Shareholder Recommendation of Potential  Non-executive Director Candidates.”

We look forward to your active support and contribution.

Thank you.