2008 First Quarter Operating Results
2008-05-06On May 2, 2008, Kookmin Bank held an earnings conference and released its operating results for the first quarter of 2008. The following tables reflect the key figures released during the conference. The presentation materials, which contain further details, are available at the Kookmin Bank website (http://www.kbstar.com).
The figures for the first quarter of the fiscal year 2008 presented herein are currently being reviewed by our independent auditor, and such figures are subject to change.
| (Won in trillions) | As of the date indicated | ||
|---|---|---|---|
| March 31, 2008 | March 31, 2007 | % Change (YoY) | |
| Total Assets Loans in Won* |
233.1 159.4 |
199.4 136.2 |
16.9% 17.0% |
| Total Liabilities Deposits in Won |
217.1 151.9 |
184.9 135.1 |
17.4% 12.4% |
| Shareholders’ Equity | 16.0 | 14.5 | 10.3% |
* Including Private Placement Bonds
| (Won in billions) | For the three-month period ended | ||
|---|---|---|---|
| March 31, 2008 |
March 31, 2007 |
% Change (YoY) | |
| Operating Income | 839.2 | 1,625.6 | -48.4% |
| Non-Operating Income | 30.5 | 20.9 | 45.9% |
| Net Income | 631.5 | 1,182.5 | -46.6% |
| (Won in billions) | As of the date indicated | ||
|---|---|---|---|
| March 31, 2008 | March 31, 2007 | % Change (YoY) | |
| Total Loans for NPL Management | 186,796.3 | 156,506.7 | 19.4% |
| Substandard & below Loans | 1,477.3 | 1,559.0 | -5.2% |
| Loan Loss Reserves | 2,677.1 | 2,372.5 | 12.8% |
| NPL Ratio | 0.79% | 1.00% | -0.21%p |
| NPL Coverage Ratio | 181.2% | 152.2% | 29.0%p |
| Delinquency Ratio | 0.65% |
0.86% | -0.21%p |