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Form 6-K Current Reports

On April 30, 2004, Kookmin Bank announced that it established a new subsidiary, KB Life Co., Ltd. to engage in insurance business. The establishment details are as follows:

Number of shares issued: 6,000,000 shares

Par value: KRW 5,000

Paid-in capital: KRW 30 billion

Date of incorporation: April 29, 2004

Kookmin Bank ownership: 100%