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Form 6-K Current Reports

2002 Earnings Conference(Jan. 21, 2003)

2003-01-21

2002 year-end earnings conference of Kookmin Bank will be held on Wednesday, February 5, 2003.

Date: Wednesday, February 5, 2003

Time: 16:00 Seoul / 07:00 GMT / 02:00 New York / 15:00 Hong Kong & Singapore

Venue: Cosmos Hall, 63 Building, 60 Yoido-dong, Youngdeungpo-ku, Seoul

Language: Korean and English. A simultaneous interpretation will be available for the English-speaking participants.

For those unable to attend in person, the conference will be also accessible by means of telephone or video webcast through the Investor Relations section at www.kbstar.com.

Q&A through telephone

A replay service will be also available on Kookmin Bank’s web site and by means of telephone.