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Form 6-K Current Reports

2003 Earnings Conference

2004-02-03

Kookmin Bank invites you to attend our 2003 Earnings Conference which will be webcasted live throughout the world on our IR website at www.kbstar.com. Investors are encouraged to participate by telephone during the Q&A session following the presentation.

Date: February 9, 2004 (Monday)

Time: 16:00 Seoul / 07:00 London / 02:00 New York / 15:00 Hong Kong & Singapore

Venue: 21st Fl., Korea Stock Exchange, Youido-dong, Youngdeungpo-gu, Seoul, Korea

Language: Korean and English.  Simultaneous translation will be available for the English-speaking participants.

Procedures: Presentation & Q&A session

Q&A via Telephone

From overseas: 82-31-500-0501 or 82-2-6677-2256

From Korea: 1566-2256 or 02-6677-2256 or 031-500-0501

Pass code: 6412

Q&A code: 14

Recording Service for Telephonic Conference Call

Listening Order

1. From overseas: 82-31-500-0401

From Korea: 031-500-0401

2. Press listening code: 7927# 

Press Button Instructions

1 min. F.F. : 1

5 mins. F.F. : 7

1 min. REW : 3

5 mins. REW : 9

Pause : 5

To Cancel Pause : 5

The Conference will be webcasted in Korean and English at www.kbstar.com. The presentation material also will be available at the time of conference at our website.