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Form 6-K Current Reports

Debt-Equity Swap for LG Card Co.

2004-02-02

On January 30, 2004, Board of Directors of Kookmin Bank has made a resolution to approve debt-equity swap for LG Card Co., the largest credit card company in Korea. This is one part of business normalization plan agreed upon by creditor banks.

The approved debt-equity swap details are:

- Number of stocks: 103,720,000 registered common stocks (approximately 13.6% shares)

- Price per share: KRW 5,000

- Total amount: KRW 518,600 million

- Payment date: To be decided by steering committee of creditor banks

The above details are subject to change in the course of further discussion of steering committee of creditor banks.